Category Archives: Westminister women business club

How to Avoid Business Startup Scams by Diane Shawe

Ten tips to prevent being scammed out of your money online when trying to setup a Business

Dont be afraid to start over again

It is now more than ever that anyone intending to set up a business must have built into the Business Startup DNA 7 disciplines.

1. Identify proper business advice or support
2. Take a short but credible Business Entrepreneur Course
3. Prepare a Business Plan and Cashflow Projections.
4. Setup Proper Legal Status, Bank and Merchant Account
5. Identify where you can apply for business startup funds and apply
6. Established Google verified Website & Social Media Links
7. Invest in effective Customer Aquisition online A.I technology

If you want to bypass these 7 disciplines, then you might be setting yourself up for failure and an empty bank account.

I have been in business for over 15 years. It is hard work, it takes resilience, the ability to adapt to change and short, medium and long term goal setting.  (Not forgetting stress, the losses and wins).

I use to help individuals and partners establish their business startup when I worked for the DTI Business Development department back in 1986. The government engaged in a big national campaign to get unemployment down and increase small business startups. We were very busy.

I learnt a lot about the challenges facing business owners and I can confirm that there is no shortcut, no quick rich route to establishing a solid business

Now everytime you switch on your phone, click on Youtube, Facebook, Instagram to name but a few, there is someone telling you how they made 5 or 6 figure income each month by just doing a few clicks and 3 hours a week work!  I suspect the reason most of them do this is because they are selling a replicatable business platform and each person who want to get involved needs to pay them several hundred pounds after you have been exhausted and convienced by a pretend training video which is just a long sales pitch! There I said it!

Even if you wanted to set up a online business, even if its a replicatable business, a amazon, ebay or spotify store I still beilieve that the 7 Business Startup DNA is essential so that you know where your going and not just sat there waiting for someone to come buy from your store.

According to a large Domain Name Registration Company there are over 9 million websites in the UK. Just let that sink in….and you would need to get people to it.

So my next point is how do you keep your hard earn money safe until you are really sure your making the right investment?

Study these ten simple tips to reduce the risk of being scams or fraudulently hoodwinked out of your finances just because your eager to start a business.

1. Be sceptical

If it sounds too good to be true, it probably is. Thoroughly question all:

Online or offline deals, propositions or
Quick money spinning Opportunities
Presented Documents
Request for or photo evidence of money transactions
Information and the source

Anything can be pulled up, designed, prepared and recommended to make something look impressive.

If you want more qualified leads test this online tool for free! https://bit.ly/34f9dNC

2. A Business Plan will help you know your business inside out

Have a thorough understanding of your business so you know:

How it will operates
What manpower or collaborators you will need
The products and services it provides
Your target market and your business SWOT
Your legal and regulatory obligations
Your financial Projections

This will help you realise immediately when something isn’t right when you talk to other businesses. If they cannot answer indept questions about their business and spend a lot of time blagging, don’t part with your money.

3. Find out about  suppliers and how they work

When you understand who you do business with you can spot any business request or transaction that looks wrong for that customer or supplier and may be fraudulent.

Conduct due diligence using a risk-based approach, such as checking the customer or supplier details you have on file, as well as online searches. Check the website links, don’t be drawn in by glossy spotify websites for instance, anyone can set one up in minutes, which is good for the industry, but also very helpful to dishonest people.

http://www.virtualpersonalassistance.com

4. Identify your vulnerability to fraud

Imagine how a fraudster might target you, both emotionally and motivationally. If you are desperate for instance to start making money, will that sway your judgement to be more risky? A business or marketing plan with your own financial projection will help keep you focused, on pointand strategic.

5. Develop a personal development strategy

It is easy to assum that if you have been working for a company for many years, or have just completed your degree, or you have had a hobby for years that setting up a business might be the next logical step especially if you want to change caeers or create work for yourself.

This is all fine, but it might be a good idea to take a credible short course in Business Management, Marketing, Social media, etc to increase your knowledge base and get up to date.

6. Take extra care against cyber attacks and data loss

With increasing threats from cybercrime, protect your mobile phone, tablet and computer. Try not to post your mobile number across the internet. For instance buy a skype number. Also if your working on projects make sure you back up your systems in the cloud in case things get lost or corrupted.

7. Protect your finances

Understand how money leaves your bank account and how hard it is to replace. A few thousand pounds in your bank account might seem like a lot, but when incorrectly invested or spent will have you kicking yourself after te event try to:

place the bulk of your money in a 30 days request account. This may help slow down any implusive purchases.

take time to study and understand the concept of Return on Investment. 

Take great care with anything offering continued electronic growth like bitcoin in exvhange for real cash and flashy websites with sophisticated algorhymes.

Invstigate if you can borrow money first and keep your cash for backup and liquidity. There is a saying, ‘Us other peoples money’

Try to use a different debit visa mastercard that you have to load up online from your bank account, this will help protect your own credit and debit card numbers from fraudsters.

Always check your bank statements.

8. Secure and protect your mobile and intellectual property

This includes laptops, computers, smartphones and intellectual property. Factor in home or business insurance to cover these items if they’re compromised, damaged or stolen.

It is also worth copy righting any itellectual property that you have designed or created. This can be for instance putting logos or watermarks, saving and sendind as pdf, taking videos with you working on your project or design etc.

9. Develop an action plan

Consider when you might need professional or legal advice. While prevention is better than cure, it’s important for you to design an action plan.

10. Avoid Duplicating, copying or forwarding anything online that is not your copyright

Cybercrime is real and you could find yourself accidentially committing or participating in a crime or even become a victim. Criminals are aware that word of mouth, recommendations and reviews achieved in your excitment can act as strong validation and are the best way to legitamise their criminal activity.

If you are asked to share, copy or forward something that requires people to commit to any payments, familiarise yourself with the website copyright, privacy and legal status.

You should report and share any links to the police. Call the police cybercrime department if you suspect or have been a victim.

Remember if it sounds or reads to good to be true then the odds are you need to dig deeper.

In a business plan template we will cover

Top 7 Reasons for Buying a Hair Extensions and Hairloss Franchise by Diane Shawe

Buying a franchise can be a life-changing experience. Make sure it’s a positive experience by doing your due diligence before signing a franchise agreement. A properly designed and executed franchise system can be an exceptional method of expansion, but franchise systems that are poorly designed or not well managed are to be avoided. Below are the top 7 reasons to consider investing in a hair extensions franchise.

01

An Existing Franchise Is a Turnkey Business

Many entrepreneurs have the skills to run an existing successful business but don’t have expertise in all it takes to get a business up and running, whether that’s obtaining financing or negotiating lease terms.

Buying an existing franchise in a well-designed system can eliminate much of the hard work: choosing a territory, finding a location, negotiating a lease, finding reliable contractors to complete a build-out on time and on budget, establishing vendor relationships, etc. You may also be able to start a business with trained staff already in place.

But, you will still need to do your homework – aside from the transfer fee, your fees and terms may be substantially different than the sellers.

02

Proven System in Place

When you buy a franchise, you buy a system – an entire method of doing business. Franchises have an established system in place that you must follow to distribute the franchisor’s products or services using the franchisor’s trade or service marks. Having a proven system already in place eliminates the guesswork and errors a common business owner would normally face.

In addition to exercising some control over franchising operations and the franchisee’s adherence to brand guidelines, the franchisor provides the franchisee with franchising leadership and support.

Get your copy from Amazon or Google Books

03

Corporate Image and Brand Awareness

If you buy into a franchise system that is already established, the corporate image and brand awareness is already recognised. Customers are usually more comfortable purchasing items they are familiar with and working with companies they already know and trust.

In the consumer’s mind, a franchisor’s brand equals the company’s reputation. Great franchisors want to ensure that their customers are satisfied every time they shop at a franchised location and that the franchisee delivers on the franchisor’s brand promise.

04

Higher Likelihood of Success

Buying a franchise is very different from starting a mom-and-pop business. Since there is an already established system in place, there is a higher likelihood of success. If you invest in a proven franchise opportunity and follow the system the franchisor has put in place, you should be on your way to running a successful business.

05

Easier to Obtain Financing

Lenders are usually very comfortable financing the purchase of a franchise because franchises already have a proven track record. Bankers usually look at successful franchise chains as having a lower risk of repayment default and are more likely to loan money based on that premise.

In addition, some franchise systems will provide in-house financing and/or leasing options. Many systems also offer special discounts for veterans, via the VetFran initiative.

06

Training

Most franchise companies offer a training program that is typically held at their corporate offices, plus additional training that occurs at the actual franchise location before the grand opening. The franchisor will train you to run your franchise the same way their other franchised locations are run.

It will ensure that you are running your business efficiently, and will help to eliminate any common mistakes a new business owner usually faces.

07

Ongoing Support

When you buy a franchise, you have the support of the franchisor and the support of knowing you are part of a growing system. You will always be able to pick up the phone and ask questions of the franchisor or even other franchisees.

Established franchisors typically also have field staff who can visit your location to provide coaching and consulting if needed.

Do Hair Extensions, Hairloss and Beauty Franchises work?

It would seem that there is a blind spot towards innovation outside of technology as we forge ahead with directing where the investment opportunities are bedded.

We are living in a new economy—powered by technology, fueled by information, and driven by knowledge. And we are entering the new century with opportunities on our side saddled with huge problems that require new thinking. I believe a percentage of our system must focus on the areas where humans can outclass computers—such as in cognitive skills, interpersonal skills, fine motor skills, and perform tasks machine might currently find unprofitable.

More and more top fortune company’s are giving way to automation primarily to drive costs down, improve reliability, security and accuracy.

I believes that we need to make sure that the type of education and economical opportunity supplied can keep a population in work or self-employment, performing meaningful tasks relevant to todays and tomorrow needs.

http://academyexpresscourses.com/2018/10/17/hair-extensions-franchise-makes-entry-into-market-place/

I Discovered That The Law of Attraction Cannot Work Effectively Without The Other 11 Universal Laws

Article by Diane Shawe

There is a massive amount of misunderstanding about what the law of attraction is, I have heard the phrase very often “You become what you think about” and as such, many people find themselves becoming disillusioned with the whole thing quite quickly.

Having learned more about what the law of attraction really is allowed me to create changes in my life I never would have thought possible.

And that is why I am so passionate about this particular blog, and clearing up the confusion. It was the key to unlocking all sorts of awesomeness for me, and I want to help others do the same. And on that note, I want to discuss a few issues that have many lamenting that the law of attraction is a load of crap

Again, the law of attraction isn’t just about thinking something and getting it; just wanting something is not enough to bring it to you. You have to be a match to it, and by this I mean, your predominant thoughts, feelings and beliefs must be in harmony with your desire.

There is one concept I had to really get my head around and that was ‘The universe cannot say no’ just stick with me here… If you say out aloud verbally “I want a million pounds” what thought and real feelings came to you inside?

Well that’s the thought and feelings the universe responds too. Its no good repeating or writing something down if your inner self is in doubt because that doubt is the real instructions you are sending to the universe.

You must feel now as if you already have what you wanted — the law of attraction can’t defy your vibration. You can’t trick the Universe. The process of attraction is a neutral, mechanical process, and delivers output (experience) based on the input (your vibration). It is not judging, deciding or doing anything humans do. It can’t deliver the goods because you are a nice person, you really want something or that you are trying really hard to get it.

The whole emphasis on “being positive” can lead people astray and makes them think they are supposed to just stuff down their negative feelings and beliefs. But that isn’t what you should be doing. You have to admit your negative feelings and let yourself feel them so you can begin the process of transforming them. You have to be honest about your limiting beliefs, and then work on releasing them.

I felt inspired go into research The Laws Of The Universe because it is often misunderstood even by me and you cannot develop blind faith if you dont understand all the key components.

I don’t often quote the bible but in Job 38:33, we read:

“Knowest thou the ordinances of heaven? canst thou set the dominion thereof in the earth?”

The “ordinances of heaven and earth” (Jeremiah 33:25) or what people call “The Laws Of The Universe” or “The Laws of Nature” are imminent, infallible laws that govern our universe, the universe that God created. Every plant, rock, animal, matter, and person is ruled by those laws.

Universal Law #1 ~ The Law of Divine Oneness
Everything is connected to everything and everyone is connected to everyone. We are all brothers and sisters with a divine nature, and every thought, belief, word, and action of one affects every being that was, is, or will be (directly and/or indirectly). I love this law because there is divinity within each of us, and we are of infinite worth to our Heavenly Father, so we must recognise that and have faith.

Universal Law #2 ~ The Law of Vibration
God created the universe so that it vibrates, moves, and travels in circular patterns or motions; nothing rests, and all things are made of energy. Our feelings, emotions, visions, desires, thoughts, dreams, words, and will, attract and resonate with energies with similar frequency.

People often speak of karma only when they want someone punished, but living and feeling that thought in the instance is what the universe delivers so for example, when you bless adversity, and act in gratitude as if you already have and are what you desire, then it will come to you, because you are raising your vibrational frequency. The scriptures often speak about “rejoicing in our tribulations,” because joy attracts joy as much as “misery loves company.”

Universal Law #3 ~ The Law of Action
Faith without works is dead. The difference between who you are and who you want to be is what you do, when you engage in inspired actions that support your faith and belief. This does not mean you need to struggle, but you do put in attention and effort to manifest your intentions. Work is an eternal principle that was designed to teach us, challenge us, and help us grow.

Universal Law #4 ~ The Law of Correspondence
As the years go by, this law becomes more and more obvious to me: everything that is above reflects below, and your outer world reflects your inner world. Universal and ethereal principles have a corresponding principle in the physical plane. Everything that is temporal reflects a higher spiritual, eternal law . You can “take dominion” and change your circumstances from the inside out.

Universal Law #5 ~ The Law of Cause and Effect
Like Master Oogway says “there are no accidents.” Every action has an equal and opposite reaction. Every cause (thought, word, or action) has an effect, result, and consequence. We are agents and choose in which direction we go, and with each choice, we create the circumstances that align with that choice. I always say: choices create circumstances!

Universal Law #6 ~ The Law of Compensation
You’ve heard this wisdom in many ways: Karma, The Golden Rule , or “we reap what we sow” .

It also teaches that we could expect rewards, blessings, miracles, and prosperity when we choose what is right and in alignment with our life’s purpose.

For example, when you are the source of love, joy, peace, trust, and abundant generosity, you will also be the recipient of those gifts. It’s not wrong to receive, but clearly, it is better to give cheerfully, because that is the only way to receive, and, in turn, to expand our capacity to give more.

I am always puzzled by the amount of excuses people come up with as to why they shouldn’t give £1 to a begger and think that those excuses are in some way not applied to them by their own inner thoughts from the universe one way or the other.

Universal Law #7 ~ The Law of Attraction
When we ask and have the faith to know it is possible, we are then ready to receive it , and “for as he thinketh in in heart so is he” .

In Matthew 5, Jesus taught that anger and lust are just as homicide and adultery, because our thoughts become things. It sounded crazy then and it may sound crazy now, but entertaining negative, destructive, and self-sabotaging thoughts will bring them to reality as a “self-fulfilling prophecy.” It is not about merely “wishing” or “hoping” or “visualising” things, but being conscious to align our thoughts with the results we desire.

Universal Law #8 ~ The Law of Perpetual Transmutation of Energy
I looked up the word transmutation, and it means “the action of changing or the state of being changed into another form.” It’s a transformation and a conversion, because energy is in constant motion . As children of God, we can harness the creative power within us to change our lives.

This law also states that higher vibrational energies consume lower energies. It’s the “Let Go and Let God,” allow, and surrender law. Any fear-based resistance (like control, judgemental or perfectionism ) blocks divine providence and grace from manifesting in our lives.

Universal Law #9 ~ The Law of Relativity
Everything works together for our good . This life is an opportunity to learn, grow, and progress, and every person is given a series of tests, challenges, and situations with the purpose to strengthen them, and connect or draw them closer to our creator. Life happens for you, not to you. Learn to see hardships as stepping stones, rather than stumbling blocks.

This law also teaches to put everything into its right perspective. The nature, value, or quality of something is measured in relation to another object.

For example you can complain about not having the latest designer shoes but think about the person who has no feet!

Universal Law #10 ~ The Law of Polarity
There is opposition in all things. We appreciate light in the darkness, joy in the sorrow, and companionship in solitude. Solid-liquid, hot-cold, up-down, sad-glad, good-bad… everything has an opposite, we can see the difference, and choose for ourselves. Without one the other would not exist and one is created out of the absence of the other.

If something is not working for you, direct your attention to its opposite, and you will be empowered.. in other words, “BE Positive and You’ll BE Powerful!”

If you keep complaining about being broke then broke you will remain. If you focus on the universe surprising you and live in expectation then surprised you will be.

Universal Law #11 ~ The Law of Rhythm
“What comes around goes around, and what goes up must come down.” All energy vibrates and moves according to a certain rhythm. Everything has natural cycles, seasons, patterns, and stages of development. Each cycle is a reflection of the regularity of God’s universe.

To master each rhythm, you must rise above any negative part of the cycle. stay in flow throughout these rhythms of life. I am sure you have heard the following saying “after the storm, at least comes the calm.”

Universal Law #12 ~ The Law of Gender
Also called the Law of Gestation; it states that when we plant a seed (masculine / yang), it requires time and nurturing to grow and manifest (feminine / ying). Patience and persistence are necessary to succeed in any endeavor, and many give up right before the goal is reached. Trust in the universes timing! Which takes you back to universal law 6 and 7

What Difference Do The Universal Laws Make?
The Universal laws help us understand the greatness of the creator, as well as His loving and merciful ways, because, if you think about it, this magnificent order allows us predictability and help us prevent chaos.

Whether we believe so or not, we are creators of our own life. (I prefer to think that we are directors of our own movie.)

We can either direct or be directed, take responsibility or give our power away by living in blame. Our beliefs become our thoughts, if your belief is oppressive, negative or destructive then they govern your thoughts. These, in turn, determine our feelings, triggers the choices which influence our actions, and ultimately the outcomes.

Knowing, understanding, and aligning with the laws of the universe can help you become conscious and intentional about directing your life. We are empowered to create our own reality through our imagination, and not by default, because everything that the creator put in place in this universe works with you and for you.
I have proven this to myself so many times.

Why Black men will be Disproportionately Devastated by Industries drive towards Automation

 Black men and disproportionate employment

Black male graduates in London and throughout the UK are nearly twice as likely to be unemployed as their white counterparts, figures suggest. In 2016 there was an unemployment rate of 18% for black male graduates aged 16 to 24 in the capital.

According to the data from the Office for National Statistics (ONS), the rate for their white counterparts was 10%. A government spokesperson said the employment rate for ethnic minorities was “at a record high”. So if the graduates, the brightest and best are having such a hard time what about the lower skilled or unqualified black men?

But for now lets focus on London. More than 83,000 young men in London are from black and mixed black ethnic groups, making up about one in five of young men in the capital.

Research by the National Audit Office (NAO) has found that along with Pakistani and Bangladeshi women, black men consistently have the lowest employment rates in the UK.

BBC London contacted 50 of London 500 top graduate employers last year across the banking, accounting, medical, legal and retail sectors. Eleven were able to provide data relating to their employment of black men specifically. Those 11 organisations recruited 1,803 graduates in 2016. Of those, 30 were black men.

The NHS leadership academy, for trainee managers, was among those which did not recruit any among its intake of 112 graduates.

Larry Elliott Economics Editor for the Guardian headlined on 4th April 2018 that Workers at risk as robots set to replace 66m jobs, warns OECD he goes on to write:

The west’s leading economic thinktank has warned its members that they are failing to prepare workers for an automation revolution that will leave 66 million people at risk of being replaced by machines in the coming years.

A new report by the Paris-based Organisation for Economic Cooperation and Development found that the most vulnerable – one in seven workers on average across the 32 countries studied – were less likely to be receiving help than those whose jobs were more secure.

The OECD said 14% of jobs in developed countries were highly automatable, while a further 32% of jobs were likely to experience significant changes to the way they were carried out.

Low-skilled people and youth were among those most at risk, according to the report, with the jobs at highest risk tending to be in low-skill sectors such as food preparation, cleaning and labouring. Workers in fully automatable jobs were more than three times less likely to have participated in on-the-job training, over a 12-month period, than workers in non-automatable jobs. Those most at risk were also less likely to participate in formal education or distance learning.

In September 2017 Mr Lammy a Tottenham MP reviewed the BAME people in the criminal justice system and found that in the UK black people who make up just 3% of the UK population make up 12% of the people in prison at a cost to the tax payer of £309m each year.

Whilst the report highlighted failings on the part of police forces, courts and prisons, it was identified that other issues like one parenthood, school exclusions, low income and high unemployment disproportionately affect some ethnic minority groups and have been linked to higher levels of criminality.

Is Adult Education for Graduates BrokenDiane Shawe author of ‘Is Adult Education Broken?’ states that “the traditional belief that we must prepare ourselves to be ‘employable’ is under threat for all groups, but has always inexplicably affected the BAME groups. The counter argument encourages us to ‘gear up’ for earning our own money, rather than seeing income as someone else’s responsibility”.

It is clear that at this moment most educational systems are not keeping pace with changing technology and the ever-evolving world of work.

Isaac Asimov quote sharpens our focus

“If unemployment formed a country it would be the 5th largest in the world”

Not enough people are thinking strategically enough in this area. Fundamentally, we need to change what people learn, how people learn, when people learn, and even why people learn.

A recently published book by #DianeShaweAuthor ‘Is #Adult #Education Broken’?  explores the main failings in the educational system for an economy powered by #technology, fueled by #information, driven by #knowledge and becoming #automated. What are the lessons to be learnt?

Download a copy from #amazon today Claim you copy now

Global Personal Bloggers of Influence for 2017

When twitter came out and account holders tweeted what they ate, we all thought twitter had a short life span.  Now the media rummages through top celebrities tweets to find something sensationable to report about.  Would be employers have been know to use candidates social media postings as evidence against them.
The era of the Personal style bloggers use to get caricatured as either geeks or pretty, brainless girls who dress up for their camera-wielding boyfriends and post their results to a WordPress blog.
But wait a minute, with instagram, Facebook, linkedin and twitter integration most of these bloggers have grown quiet influential with hundred of thousands of followers. Over the past decade, these independent publishers have become a real force in the fashion industry — not just snapping up front row seats at fashion shows, but landing major campaigns and collaborations with brands, becoming regular guests on TV shows like “Today” and “America’s Next Top Model,” and turning their blogs into multimillion-dollar businesses. Some have become household names. Independent European bloggers are harder to pin down as most of them are linked to magazines.
Chiara Ferragni, Hanneli Mustaparta and Nicole Warne. Photo: Clemens Bilan/Stringer

Chiara Ferragni, Hanneli Mustaparta and Nicole Warne. Photo: Clemens Bilan/Stringer

To determine the ranking, consideraction was given to:

  • Instagram, Twitter, Facebook, YouTube and Pinterest followers, as well as website traffic. These numbers gave us a snapshot of how many people these bloggers are reaching every day.
  • Brand extensions. We gave props to bloggers who have used their influence to create original products.
  • It factor. We talked to industry insiders about whom advertisers are loving right now, and who is moving the most products via affiliate links.
  • Google News searches. Headline makers were rewarded for extending their reach beyond their own network.
Chiara Ferragni. Photo: Jason Merritt for Getty Images Entertainment

Chiara Ferragni. Photo: Jason Merritt for Getty Images Entertainment

1. Chiara Ferragni, The Blonde Salad 
The 27-year-old Italian, who now lives in Los Angeles, has the broadest reach of any individual fashion blogger on our list, with more than 3 million Instagram followers. She’s a global star, as popular in Europe as she is in the U.S. What’s more, links from her site drive traffic and conversions, according to many of the brands with whom she has partnered. She was also recently named to an expert panel that will help determine the shortlist.

Oh, and she graced the cover of Lucky magazine’s February issue along with fellow bloggers Nicole Warne and Zanita Whittington.

2. Aimee Song, Song of Style 
Song, 28, is a Los Angeles-based interior designer whose straightforward street-style shots have made her popular with brands and readers alike. Song also has an incredible Instagram following — 1.9 million — and has worked hard to build her YouTube audience as well, with more than 28,000 subscribers to her channel.

3. Wendy Nguyen, Wendy’s Lookbook 
Yet another L.A.-based blogger, Nguyen, 31, is best known for her YouTube channel, which currently boasts 600,000-plus subscribers. (Her 2011 video, “25 Ways to Tie a Scarf” has been viewed over 29 million times.) Nguyen’s point of view is unique in that she grew up in the foster system, and has opened up about her experiences to her readers.

Kristina Bazan. Photo: Frazer Harrison for Getty Images Entertainment

Kristina Bazan. Photo: Frazer Harrison for Getty Images Entertainment

4. Kristina Bazan, Kayture 
This Swiss-model blogger, 21, has an impressive reach on Facebook — with more than 1.1 million likes — in addition to a major presence on Instagram, Twitter, etc. Bazan is a favorite of high-end brands: she’s worked with Louis Vuitton, Hugo Boss and Piaget, among others.

5. Julie Sariñana, Sincerely Jules
The 29-year-old blogger, who lives in Los Angeles, started her site in 2009 — early, compared to many of her peers. Her easy, approachable style has translated well into her own line of t-shirts, printed with often inspirational, occasionally irreverent, quotes.

6. Rumi Neely, Fashion Toast 
Neely, 31, launched Fashion Toast in 2007. Her particular style of blogging — photo-heavy posts featuring cool clothes and model poses — has greatly influenced the generation of influencers who have followed her. While Neely has collaborated with established brands in the past, she recently launched her own line. Are You Am I, a collection of slip dresses, tap pants and distinctly cut tees, is notable for its specificity. For fans who want to emulate Neely’s style — and there are plenty of them — there is nothing more perfect.

7. Nicole Warne, Gary Pepper Girl 
One of three bloggers to land Lucky‘s February 2015 cover, the Sydney-based Warne, 25, first launched Gary Pepper as a vintage e-commerce site in 2009. Warne started out blogging and modeling the clothes as a way to market the website, and by 2011, it was one of the largest online vintage retailers in Australia. However, the young entrepreneur’s side project soon became the main event, and in 2012 she shut down the e-commerce leg of Gary Pepper to focus on her blog-driven business.

Blair Eadie. Photo: Cindy Ord for Getty Images Entertainment

Blair Eadie. Photo: Cindy Ord for Getty Images Entertainment

8. Blair Eadie, Atlantic-Pacific 
The New York-based Eadie, 29, is best known for her accessible, yet educated, approach to fashion. Based in San Francisco when she launched the blog, Eadie has worked as a merchandiser for brands like Gap and Tory Burch, which means she has a professional edge when it comes to outfit posts. And brands like love working with her because she has a reputation for converting readers into shoppers.

9. Julia Engel, Gal Meets Glam 
The San Francisco-based Engel, 23, is seen as an up-and-comer in the space. She’s already amassed a large following across platforms, from Pinterest to Instagram. Appealing to the same sorts of readers who worship Lauren Conrad’s pretty aesthetic, Engel’s site is easy to navigate, with lots of opportunities to shop affiliate links.

10. Nicolette Mason 
Mason, who writes a monthly column for Marie Claire and designed her own collection for Modcloth last fall, is one of the most in-demand bloggers working right now. The 29-year-old writer played a role in the promotion and social media around Target’s new plus-size collection Ava & Viv and is also a budding TV personality, offering style advice on programs including “Today” and “Good Morning America.” Mason is notable because she uses her blog as a platform to discuss bigger social issues, including race, sexuality and body image.

11. Shea Marie: Peace, Love Shea 
The Los Angeles-based blogger and TV host, 27, has the high-fashion-meets-Southern-California look brands eat up. She’s worked with the likes of Dior, Gucci, H&M and Guess.

Bryanboy. Photo: Dimitrios Kambouris for Getty Images Entertainment

Bryanboy. Photo: Dimitrios Kambouris for Getty Images Entertainment

12. Bryanboy 
The OG fashion blogger and best friend of Fashion Toast‘s Rumi Neely, the New York-based, Philippines-bred Bryan Grey Yambao has transformed from an online-diary keeper to a celebrity and fashion insider. While other bloggers from his era have fallen off the map, Yambao, 32, has remained relevant by branching out. Memorable projects include a collection with furrier Adrienne Landau and a hosting spot on several seasons of “America’s Next Top Model.”

13. Elin Kling
The New York-based Kling, who is Swedish, was one of the first bloggers to collaborate with a brand on a collection. (In 2011, H&Mreleased a Kling-designed line.) But her fantastic stand-alone label, Toteme, has transformed Kling, 31, from a blogger to a full-fledged designer.

14. Zanita Whittington
The Stockholm-based Aussie, 28, was one of Lucky‘s February cover stars. Along with modeling and blogging, Whittington is also serious about photography. Her site is a sort of “how to” for aspiring bloggers, with service pieces on starting a blog and building an audience.

Gabi Gregg. Photo: Ilya S. Savenok for Getty Images Entertainment

Gabi Gregg. Photo: Ilya S. Savenok for Getty Images Entertainment

15. Gabi Gregg, Gabifresh
One of three plus-size bloggers chosen to star in the campaign for Target’s new Ava & Viv collection, Gregg started her blog in 2008 when she couldn’t find an entry-level job in fashion journalism. Now 28 and based in Los Angeles, the blogger has appeared on the “Today” show, designed a sell-out swimwear collection, and partnered with brands including Misguided, Nordstrom and Laura Mercier.

16. Danielle Bernstein, We Wore What
The New York-based blogger, 23, started her site as an FIT undergrad eager to capture the style of her fellow students. It soon transformed into a personal style forum, leading to a design project with Topshop.

17.  Jessica Stein, Tuula Vintage
This Sydney-based blogger, 25, spends a good chunk of her time traveling, and sharing her adventures via Instagram. (She’s currently parked in the Maldives.) Brands like Dior Beauty partner with her for the obvious reasons: she has great taste and an enviable life.

Susanna Lau. Photo: Cindy Ord for Getty Images Entertainment

Susanna Lau. Photo: Cindy Ord for Getty Images Entertainment

18. Susanna Lau, Style Bubble
Forever the no. 1 blogger to fashion insiders, the 31-year-old Lau is now one of the industry’s leading voices. While her creative outfit posts are still appreciated, she is even more loved for her sharp opinion, contributing to publications including Elle UK and Business of Fashion, as well as posting regularly on her own site.

19. Chriselle Lim, The Chriselle Factor
With a massive YouTube following, the Los Angeles-based wardrobe stylist, 29, offers her audience plenty of tips and tricks via video. She’s worked with brands including Coach and Banana Republic.

20. Jane Aldridge, Sea of Shoes
Another blogging pioneer, the Dallas-based Aldridge started her site at age 15. Eight years later, she’s still at it, partnering with brands like Lovegold and Cartier on a regular basis.

Slowing down hair loss

female_alopeciaWhat you coulds do to help slow down the loss and possibly even reverse hairloss.

Article by Diane Shawe M.Ed.

SHAMPOOS

Start paying attention to the types of  shampoos you use on you hair.

If you can get Desert Essence Coconut Shampoo with its light coconut smell. It adds moisture which your hair needs if it is very dry and brittle. The Desert Essence brand is responsibly produced. They are also certified by the Leaping Bunny producing cruelty free products! There are many varieties of Desert Essence hair care products for all hair types. This is not a sponsored post.

SUPPLEMENTS

Also take Methyl B-12 supplement made by Neuro Biologix. This enhances gastrointestinal absorption due to methylation deficiency. Which aids in hair growth! Bonus! It helps with your memory also!

Biotin is another important supplement that could help boost your hair and nail health.

Washing your hair less during the week helps to preserve the natural oils.

Betaine HCL is also a great daily supplement.

 

HATS

When in doubt, a hat can always come to the rescue of a bad hair day! Be creative with your hats, wraps and scarves. Wigs are also very good and a lot cheaper.

ATTITUDE

Above all  try to adopt a positive attitude. Be thankful for the hair that you do have. Thin as it may be, it is still yours!

If you do lose it all, at least you are still here. You are after all much more than just your hair.

I’m not saying it is easy to accept but, but you are you.

There's more to adding hair

There’s more to adding hair

There’s lots of advice out there just remember to check with your doctor for any supplement conflict with any other medication

Are you chronically ill and suffer from hair loss? I would love to hear your story and your own coping tips? Please feel free to share the products and practices that have been a help to you! Email hairextensions@europe.com

If you would like to visit our specialist salon visit our website http://www.needahairmakeover.com or call 021 318 2880

 

Start a new career today

Don’t let others failures make a monkey out of you

Fear of failure and not standing out from the crowd will not get you far up the ladder of success

article by Diane Shawe M.Ed. Ed
Four monkeys were placed in a room that had a tall pole in the center. Suspended from the top of that pole was a bunch of bananas. One of the hungry monkeys started climbing the pole to get something to eat, but just as he reached out to grab a banana, he was doused with a torrent of cold water.

Squealing, he scampered down the pole and abandoned his attempt to feed himself.

Each monkey made a similar attempt, and each one was drenched with cold water. After making several attempts, they finally gave up.

Then researchers removed one of the monkeys from the room and replaced him with a new monkey. As the newcomer began to climb the pole, the other three grabbed him and pulled him down to the ground.

After trying to climb the pole several times and being dragged down by the others, he finally gave up and never attempted to climb the pole again.

recruiting and training winners for your busines

The researchers replaced the original monkeys, one by one, and each time a new monkey was brought in, he would be dragged down by the others before he could reach the bananas.

In time, the room was filled with monkeys who had never received a cold shower. None of them knew why.

DON’T LET FAILURE MAKE A MONKEY OUT OF YOU!

 

Are you focused, productive, transactional or inspirational? by Diane Shawe

shortcourses expert bannerBeing busy isn’t the same as being productive, but how do you assess what you need to do to improve both your productivity and your staff?

Would an online Personal Training Need Analysis that takes about 10 minutes help?

Then  CLICK HERE TO TRY ONE FREE Personal Training Needs Analysis and in as little as two hours you can judge for yourself if it would be of use in your business.

Would it help if you could find out how to get the best out of your employees?

Would it help to be able to speed up Pre-Interview selections, Staff Appraisals, Training Needs, Personal Development, Management Selection, Team building and any of those otherwise expensive long winded, time consuming and expensive process?

Well click on our complimentary link to see how it works, I promise you will not be disappointed.

What most people, employers, entrepreneurs and even some educational institutions do not have in today’s current environment is time, the necessary resources and the infrastructure they need to support and achieve learning objectives cost effectively.

Out with the Old in with the new but who is going to be ready at the ‘Start Line’ with all the right tools to assist with the new Continued Competences?

We can offer a person centric online Personal Training Needs analysis tools and  reports to aid in the development of any individuals or organisations growth. The profiles and learning programmes are designed to help reduce risk and to create action and results.  Goal setting is no good without implementation.

We invite you with our compliments to click and complete 10 simple questions and we will send you back a report so that you can see how it works and give us your feedback.

In order to better identify and appraise an individual to pinpoint specific training needs, the Speed of Implementation and adaption to change will confirm who gets ahead or sustain growth by using technology to help with self appraisal, self reflection and personal development.

However, the new skill set or competencies, aims to define the standards needed to enter, compete and remain in the profession which mainly comprise of the following:

  1. Ethics, professionalism and judgment;
  2. Financial Literacy and Technical ability;
  3. Managing yourself and your work;
  4. Working with other people.

That said, in order to meet these new core competencies, individuals and organisations will be required to undergo a process of self-reflection through a high-level Personal Training learning needs analysis to identify their own learning gaps; as well as identify gaps specific to those needed by the organisation they work with. Ideally, this process will be recorded and accompanied by an evaluation of the success of the learning completed and ultimately, organisations will be required to make an annual declaration that they have considered and taken action to address Point of Need training.

We look forward to your feedback once you get your free report back and then maybe we can discuss the speed of implementing this process throughout your business or consulting services.

Just click here now and in just 10 minutes you would have completed 10 questions and we will send you back the results.

 

Why strategies for modernising corporate learning should focus on learning outcome cover by diane shawe

 

“The only thing worse than training people and having them leave, is not training them and having them stay”

 

What do we do..

We specialise in resourcing short courses via a pre-populated LMS solution for Point of Need Training via mobile devices so that all different levels of staff can access training whilst on the move using their own device supported by one off our virtual tutors to help them complete their online 4 weeks course.

12 Do’s and Don’t Tips For Getting And Keeping High-Net Worth-Clients by Diane Shawe

Hair Extension and Makep masterclasses Diane ShaweThere are just over 500,000 millionaire households in Britain, more than in any other European country but fewer than in China, Japan and of course the US.

article by Diane Shawe M.Ed and Eryca Freemantle

As for billionaires, the UK has 1,044 and is second only to the US, though as we all know most of those billionaires are people who made their money elsewhere and then moved to the UK, rather than the home-grown variety.

Worldwide there were 16.3m millionaire households at the end of last year, up from 13.7m at the end of 2012.

Those are three of the conclusions from the latest study by Boston Consulting Group of global wealth – it does it every year and 2013 was notable as the rich got quite a lot richer.

Total global private wealth grew by 14.6 per cent to reach $152bn, the two main drivers being the rise in equity markets and the continuing strong economic growth in the emerging world. The region in which wealth grew fastest, unsurprisingly, was the Asia-Pacific. Since the financial crisis China has passed both Germany and Japan in terms of total household wealth.

So with all that pool of statistics, how do you go about bagging a High Networth Client and keeping them?

  1. Do work at Knowing the trends and your product.When selling a product or service to an athlete or celebrity, it’s all about referrals. You won’t get far going directly to the client, Instead, you need to build relationships with trusted sources of the client. For example, find a way to connect with an agent or financial advisor. If you can get these people sold on you, you have a much better chance of getting a referral.
  2. Don’t Scream – No need to scream. Stay cool, calm and collected. After all, they are human.
  3. Do learn to get around the gatekeeper.To approach a client’s trusted sources, you have to find a way in. Social media makes it easier than ever to find connections, but the power of the phone is still the better route, but you need to plan what your going to offer. Remember the gatekeeper can also get bombarded by lots of enquiries every day on social media so be smarter and look at how you can develop  point 7
  4. Don’t say “OMG” – Some people say “Oh my God” to everything, you sound juvenile
  5. Do try and beat the receptionist to the office. A little clever secrets is to make early morning phone calls, before the office opens. If the company has a dial-by-name directory, you can often catch the person you want to reach at their desk, especially if their name is on the door. You’d be amazed at who picks up the phone at 5:30 a.m.”
  6. Don’t Stare: Its rude and frightening
  7. Do try to stand out.When you’re selling a commodity such as makeup, you’re working with the same inventory as every other artist. That means your value comes from standing out.No matter what your industry, work on developing your qualifications and personality, Have an excellent commitment to client, and find a niche and exploit it.
  8. Do not ever say – “I love You” Do you know how silly you sound?  They will no doubt think your crazy
  9. Do say a memorable ‘thank you.’ Often people do things prior to selling to be remembered, but often when you get the sale, doing a memorable thank you can result in other referrals coming your way.
  10. Don’t take Photos –  Do not take photos of them while working on them without asking their permission
  11. Do have a higher mission.It’s not always about making money just to pay your bills, giving back can also encourage high net worth clients feel good about working with you and support any project that is dear to your heart and help people or animals around the world.
  12. Don’t Cry – Professionals do not cry on the job- especially for nothing

Want to learn how to earn £4000 a month?

Want to learn how to earn £4000 a month?

Grants for further Education and Short courses

Call us to enquiry about our soft skills courses

Call us to enquiry about our soft skills courses

Loads of grants and bursaries go unclaimed each year in the UK, so we’ve created this guide so you can bag the cash you’re entitled to.

Further education loans for mature students in England

If you’re 24 or over, you can apply for a 24+ Advanced Learning Loan to help with college or training tuition costs in England.

You’ll need to be studying a Level 3 or 4 course – these include A-levels, Access to Higher Education Diplomas and many apprenticeships You can take a loan for each A-level, but you can’t take them all at once. You must also have lived anywhere in the UK for the last three years.

There’s no credit check to get the loan, and it doesn’t depend on your household income. How much you get depends on what you’re studying and what your college charges in tuition fees. The minimum loan is £300. The loan will be paid directly to the college.

There’s also a 24+ Advanced Learning Loans Bursary Fund, which you can apply to if you need learning help, or to cover childcare or residential costs.

If you’re studying an Access to Higher Education diploma, then go on to complete a higher education course, your 24+ Advanced Learning Loan is written off.

You start paying the loan back when you earn £21,000 a year or more. Interest is charged at RPI+3% while you’re studying, then at RPI.

Who can apply? Anyone over the age of 24 studying a Level 3 or 4 course.
What’s the maximum award? £300 upwards. What does it cover? Tuition fees/training costs.

Free short courses

Fee-free tuition for Scottish students

If you live in Scotland and decide to study at a university in Scotland, you won’t have to pay anything towards tuition fees, you’ll be guaranteed to get a maintenance loan and may be eligible for a bursary. But if you live in England, Wales or Northern Ireland, you’ll still have to pay up to £9,000 a year to study in Scotland.

The Student Awards Agency for Scotland (SAAS) offers the Young Students’ Bursary, which covers day-to-day living costs if your family’s household income is less than £34,000 a year. Those on an income of less than £17,000 will get the full bursary of £1,750.

Anyone who applies through SAAS will be eligible for a loan of at least £4,750 if their household income is £34,000 or above, while others will receive £5,750.

There’s also an Independent Students’ Bursary and student loan for those who are 25 or over, are married or living with a partner, or responsible for a child. Here, you’ll get a bursary of £750 if your household income is under £17,000.

Loans work in the same way for mature students – you’ll get at least £4,750 if your household income is over £34,000, while those with an income under £17,000 can borrow up to £6,750.

Who can apply? Loans: Everyone. Bursary: Households earning under £34,000 a year.
What’s the maximum award? £300 upwards. What does it cover? Living or studying costs.

Why Study With Us Unemployed PosterIndividual Learning Accounts for Scottish adults

If you live in Scotland and earn less than £22,000 a year, you could get some funding from ILA Scotland.

This provides a grant of £200 towards the cost of learning something new at any approved provider, including learning centres, colleges, universities and private training companies.

Who can apply? Adults in Scotland. What’s the maximum award? £200. What does it cover? Learning costs.

Discretionary Learner Support

You can apply for Discretionary Learner Support from your education provider if you’re 19 or over, studying for a further education course, and facing financial hardship. This money can go towards childcare, accommodation, travel or course materials & equipment.

Your school or college decides how much you’ll get, and which scheme you’ll be put on, ie it could be a direct payment (you don’t have to pay it back), a loan, or paid directly to your landlord.

Who can apply? Anyone over 19. How much can you get? Varies. What does it cover? Any costs associated with studying

Care to Learn

There is help for those who have to bear the cost of course fees and childcare through the Government’s Care to Learn scheme. You must be 20 years or over at the start of your course to be eligible for the scheme, and be the main carer for your child. This is not suitable for those studying a higher education course at university.

The sum covers childcare, deposit and registration fees, travel costs for taking your child to the provider, and keeping your childcare place over the holidays. Childcare providers must be registered with Ofsted.

Payments of £160 per child per week (£175 if you live in London) will stop if you stop studying, you finish the course, or your child stops attending childcare.

Who can apply? Aged 20 or over, studying publicly-funded course in England. How much can you get? £160 or £175 per child per week. What does it cover? Childcare costs.

Professional and Career Development Loans

If you think grants and loans are only for university students, think again. These loans are offered at a reduced interest rate, which the Government pays while you’re studying, and are there to help those who want to top up their training.

To be eligible, you need to be over 18 and must have been living in anywhere in the UK for at least three years before the start of your course. Your course must last two years, or up to three years with a year of work experience.

The snag is that the course must be provided by an organisation on the Professional Career and Development Loan Register, so you’ll need to check.

Be careful of imposters – only Barclays and Co-op currently offer these loans. For more information, take a look at our Career Development Loans guide.

Who can apply? Anyone over 18. How much can you get? Between £300 and £10,000. What does it cover? Any tuition costs associated with developing your career.

Mobile Learning, Mobile Earning

Mobile Learning, Mobile Earning

Local council grants

Your local council may offer grants to advance your education. As councils can assign funding to different areas, search for local training providers using the Gov.uk website.

Quick Stats: Who can apply? Varies. What’s the maximum award? Varies. What does it cover? Depends on the type of grant available.

Setting up your own business

Over 50 and interested in setting up your own business?

The Prince’s Initiative, a charity that supports people who are out of work or facing redundancy, offers a Preparing to Run Your Own Business Course for the over-50s. It’s free but requires an £80 deposit, reduced to £25 if you’re claiming an employment-related benefit, which is refunded when you’ve finished the course.

The course runs all over the UK and includes areas such as marketing and finance. For more information, or to book a place, see the Prime website or call 0845 862 2023.

Who can apply? Over-50s. What’s the maximum award? N/A. What does it cover? 6-7 week course with 3 training days and coursework.

Want to improve your maths and English skills?

A simple maths equationIf you’ve ever wanted to improve your maths and English skills, virtually every college in the country offers free courses to help you from basic literacy and numeracy up to GCSE level. Check on the National Careers Service website or call 0800 100 900 for classes in your area.

Try this online quiz from Move On and the BBC SkillsWise site to see if you could improve your skills.

Who can apply? Anyone What’s the maximum award? n/a What does it cover? Free daytime and evening classes in maths and English (reading, writing)