Category Archives: fixed income investing

Improve Yourself and Your Business With Theses Unbelievably Simple Life Hacks by Diane Shawe

life hacks for business development
Go listen, like and subscribe to our youtube life hack video https://youtu.be/SFSSBOtgflg

These  tips will help you accomplish more for your business an yourself without spending any additional time.

1. Discipline yourself.

Stop Sacrificing What You Want Most For What You Want Right Now.

Stop Making Excuses.

Stop Taking Things Personally.

Exercise.

Eliminate Distractions.

Stop Playing The Victim.

Face Fear.

2. As a business owner, here are some tips to improve yourself as a business owner.

Talk to Employees. …

Listen to Customers. …

Monitor Your Brand. …

Read the News. …

Find Free Ways to Promote.

Focus on commitment, not motivation.

Get your free copy today

3. Ten tips to Achieve Anything You Want in Life

Seek knowledge, not results.

Make the journey fun.

Get rid of stagnating thoughts.

Use your imagination.

Stop being nice to yourself.

Get rid of distractions.

Don’t rely on others.

Plan

Protect yourself from burnout.

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Visit our main website http://www.virtualpersonalservices.come

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Don’t start ore expand your business without a business plan

PLANNING, CONDUCTING AND GETTING RESULTS BY DIANE SHAWE

Pat yourself on the back a little bit more


When it comes to success, are you stuck in the same cycle, or are you ready to move beyond?
Are you ready to move forward – not just a step or two, but a whole level?

Are you ready to leap into a new existence of achievement and power and if so, what does that look like?

Are you ready to leave your old life behind and move right into the life you deserve and if so what would your life looked like?

But if you were so ready, wouldn’t you be there already? Maybe. Maybe not.

Maybe, as much as you long for this dream world, you are also a little scared, a little nervous, or a little
hesitant, you might also be exhausted.

Maybe as much as you say you’re ready, you’re blocking your own way. The good news is, if you’re your own worst enemy, then the only thing standing between you and the life you’ve always imagined is… you!

http://www.virtualpersonalassistance.com/express-business-plan-fundraising. . .

And once you recognise the issues that are holding you back, you can address them, one at a time.
That’s what I hope to help you do in this short blog. I’ll discuss some of the main ways you can achieve
lasting change and progress towards your dreams. It won’t be easy, but it’ll be life-changing – if you are
willing to do the work.

  1. Up” Your Deserve Level
    We can only achieve as much as we think we can.
    Try this little exercise: Stand up and extend your arms out on both sides of your body. Close your
    eyes and, turning at the waist, see how far you can twist to one side without causing yourself bodily
    harm. Open your eyes and make a mental note of where you are pointing behind you. Now, close
    your eyes and imagine yourself going a little farther. Ready, twist! Open your eyes and see if you
    surpassed your previous point. If you’re like most people, you did!

Why didn’t you go further the first time? For the simple reason that you didn’t think you could. Once you
imagined yourself going further, you did. It’s not very complicated!

If you allow others or your mental beliefs to impose limits on your physical stretching, it makes sense that you’lle limit your mental and spiritual achievement, too. So, you need to ask yourself what limits you’re putting on your:
…dreams.

Are you dreaming big enough?


income potential. Are you unnecessarily or purposely limiting your income or salary?
relationships. Do you doubt what you can achieve or deserve in your friendships and family life?
physical health.

Are you accepting less or making excuses other than the best because you think you’re too old or too outof shape?

The first step to changing your boundaries is to “up” your deserve level.

Here are three things that block you from accepting that you deserve the best:


1. Envy.

Envy is the result of a scarcity or lack mindset. You think that if someone else gets something – a
great job, a new car, a book deal – that you can’t have it, too.

That is not the way the universe works. Just because someone else gets something doesn’t mean no one else can’t as well. even Angelina Jones has been married more than once! Realise that whatever anyone else in this world has – from a great career to a great family to a great body – you can have it, too.

Live your life to the full

Use their example to inspire, rather than depress you.

2. Fear.

Fear is one of the greatest demotivators. It’s hard to feel limitless and powerful when you’re shaking in your shoes! It’s natural to feel scared of breaking outside your normal boundaries, but remind yourself that all growth takes place outside your comfort zone.

To grow, you must push your own limits, by definition. get comfortable with discomfort – see it as a sign of growth, much like aching muscles indicate you worked out hard and are getting stronger and leaner.

3. Laziness.

We tend to get used to where we are and decide that it’s good enough because we don’t really want to have to work harder. Time for a harsh truth: There are different types of laziness such as mental, emotional, physical and spiritual liziness.

If you want an extraordinary life, you’re going to have to go to some out-of-the-ordinary measures. That means pushing yourself, challenging yourself, coaching yourself, whatever it takes to motivate you to move beyond
“average.” Not that there is anything wrong with average.

Moving upward and onward starts with believing you deserve to have more and be more. It’s essential to
own your dreams – and dream big, But it’s also imperative to live in the now and appreciate each experience, each gift and your blessings.

Allow No Excuses

In the immortal words of one of the greatest philosophers of our generation:

Do or Do Not: There is no Try.

Yoda

Your body doesn’t care that you were going to eat the right foods and go to the gym, but it was your
birthday.

Your social media agent doesn’t care that you were going to finish that last chapter, but you was just too exhausted.

You do it, or you don’t. There are no points to trying. Once you accept that, you can move out of the victim
mentality you begin to realise that it really is all up to you!

The other thing you can be sure of is that 99.9 percent of people don’t really care if you succeed or not.

Whether you finish your novel, run the triathlon, start your business or your still holding onto a grudge – they’re going on about their life, without much regard to you and your goals.

http://www.virtualpersonalassistance.com/express-business-plan-fundraising. . .

It’s All up to you

What it really comes down to is that it’s all up to you, and it’s all about you. That’s a little scary, but it’s
also very empowering. That means once you make up your mind, no one can hold you back.

How to Avoid Business Startup Scams by Diane Shawe

Ten tips to prevent being scammed out of your money online when trying to setup a Business

Dont be afraid to start over again

It is now more than ever that anyone intending to set up a business must have built into the Business Startup DNA 7 disciplines.

1. Identify proper business advice or support
2. Take a short but credible Business Entrepreneur Course
3. Prepare a Business Plan and Cashflow Projections.
4. Setup Proper Legal Status, Bank and Merchant Account
5. Identify where you can apply for business startup funds and apply
6. Established Google verified Website & Social Media Links
7. Invest in effective Customer Aquisition online A.I technology

If you want to bypass these 7 disciplines, then you might be setting yourself up for failure and an empty bank account.

I have been in business for over 15 years. It is hard work, it takes resilience, the ability to adapt to change and short, medium and long term goal setting.  (Not forgetting stress, the losses and wins).

I use to help individuals and partners establish their business startup when I worked for the DTI Business Development department back in 1986. The government engaged in a big national campaign to get unemployment down and increase small business startups. We were very busy.

I learnt a lot about the challenges facing business owners and I can confirm that there is no shortcut, no quick rich route to establishing a solid business

Now everytime you switch on your phone, click on Youtube, Facebook, Instagram to name but a few, there is someone telling you how they made 5 or 6 figure income each month by just doing a few clicks and 3 hours a week work!  I suspect the reason most of them do this is because they are selling a replicatable business platform and each person who want to get involved needs to pay them several hundred pounds after you have been exhausted and convienced by a pretend training video which is just a long sales pitch! There I said it!

Even if you wanted to set up a online business, even if its a replicatable business, a amazon, ebay or spotify store I still beilieve that the 7 Business Startup DNA is essential so that you know where your going and not just sat there waiting for someone to come buy from your store.

According to a large Domain Name Registration Company there are over 9 million websites in the UK. Just let that sink in….and you would need to get people to it.

So my next point is how do you keep your hard earn money safe until you are really sure your making the right investment?

Study these ten simple tips to reduce the risk of being scams or fraudulently hoodwinked out of your finances just because your eager to start a business.

1. Be sceptical

If it sounds too good to be true, it probably is. Thoroughly question all:

Online or offline deals, propositions or
Quick money spinning Opportunities
Presented Documents
Request for or photo evidence of money transactions
Information and the source

Anything can be pulled up, designed, prepared and recommended to make something look impressive.

If you want more qualified leads test this online tool for free! https://bit.ly/34f9dNC

2. A Business Plan will help you know your business inside out

Have a thorough understanding of your business so you know:

How it will operates
What manpower or collaborators you will need
The products and services it provides
Your target market and your business SWOT
Your legal and regulatory obligations
Your financial Projections

This will help you realise immediately when something isn’t right when you talk to other businesses. If they cannot answer indept questions about their business and spend a lot of time blagging, don’t part with your money.

3. Find out about  suppliers and how they work

When you understand who you do business with you can spot any business request or transaction that looks wrong for that customer or supplier and may be fraudulent.

Conduct due diligence using a risk-based approach, such as checking the customer or supplier details you have on file, as well as online searches. Check the website links, don’t be drawn in by glossy spotify websites for instance, anyone can set one up in minutes, which is good for the industry, but also very helpful to dishonest people.

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4. Identify your vulnerability to fraud

Imagine how a fraudster might target you, both emotionally and motivationally. If you are desperate for instance to start making money, will that sway your judgement to be more risky? A business or marketing plan with your own financial projection will help keep you focused, on pointand strategic.

5. Develop a personal development strategy

It is easy to assum that if you have been working for a company for many years, or have just completed your degree, or you have had a hobby for years that setting up a business might be the next logical step especially if you want to change caeers or create work for yourself.

This is all fine, but it might be a good idea to take a credible short course in Business Management, Marketing, Social media, etc to increase your knowledge base and get up to date.

6. Take extra care against cyber attacks and data loss

With increasing threats from cybercrime, protect your mobile phone, tablet and computer. Try not to post your mobile number across the internet. For instance buy a skype number. Also if your working on projects make sure you back up your systems in the cloud in case things get lost or corrupted.

7. Protect your finances

Understand how money leaves your bank account and how hard it is to replace. A few thousand pounds in your bank account might seem like a lot, but when incorrectly invested or spent will have you kicking yourself after te event try to:

place the bulk of your money in a 30 days request account. This may help slow down any implusive purchases.

take time to study and understand the concept of Return on Investment. 

Take great care with anything offering continued electronic growth like bitcoin in exvhange for real cash and flashy websites with sophisticated algorhymes.

Invstigate if you can borrow money first and keep your cash for backup and liquidity. There is a saying, ‘Us other peoples money’

Try to use a different debit visa mastercard that you have to load up online from your bank account, this will help protect your own credit and debit card numbers from fraudsters.

Always check your bank statements.

8. Secure and protect your mobile and intellectual property

This includes laptops, computers, smartphones and intellectual property. Factor in home or business insurance to cover these items if they’re compromised, damaged or stolen.

It is also worth copy righting any itellectual property that you have designed or created. This can be for instance putting logos or watermarks, saving and sendind as pdf, taking videos with you working on your project or design etc.

9. Develop an action plan

Consider when you might need professional or legal advice. While prevention is better than cure, it’s important for you to design an action plan.

10. Avoid Duplicating, copying or forwarding anything online that is not your copyright

Cybercrime is real and you could find yourself accidentially committing or participating in a crime or even become a victim. Criminals are aware that word of mouth, recommendations and reviews achieved in your excitment can act as strong validation and are the best way to legitamise their criminal activity.

If you are asked to share, copy or forward something that requires people to commit to any payments, familiarise yourself with the website copyright, privacy and legal status.

You should report and share any links to the police. Call the police cybercrime department if you suspect or have been a victim.

Remember if it sounds or reads to good to be true then the odds are you need to dig deeper.

In a business plan template we will cover

5 things to do this year to help reach your money goals

I hope you’re feeling thrilled about your future prospects for 2019 and make amazing things happen.

Like you some of us found 2018 rather challenging, but it has helped to shape us into who we will be over 2019. Here is a list of 5 things to put in place this month to help you focus and become more disciplined. A little tip, use your mobile phone diary to set up reminders.

Article by Diane Shawe

1 circlue

DEFINE YOUR WORD

Think about the year ahead and ask yourself what one word would best represent your dreams and direction for 2019. This is a powerful practice because no matter how busy or scattered we may get at various points in our 365 day journey, we’ll always have our word to hold onto and guide us through.

Here are some examples of words to consider (you can also think of them as themes for the year):

FOCUS, REST, COURAGE,

ABUNDANCE, MY VALUES,

SIMPLIFY, ELEVATE, ORGANISED,

SPIRITUALITY, LEGACY,

CHARITY, IMPLEMENT. PHEONIX

Take some time and really reflect on which word holds the most meaning to you in the pursuit of your personal goals. Then take a piece of paper, write your word on it and hang it where you can see it every day. You’ll find that more and more, your thoughts, decisions, and actions in the new year will flow in harmony with your word.

2 circle

CREATE YOUR READING LIST

As entrepreneurs, we know that reading great books for our personal and business development is essential if we really want to take things to a new level each year. However, if you’re like most entrepreneurs, you probably have a mountain of books that you are still intending to read and you know you have to be more selective about exactly which books you’re going to focus on (and implement!) in the year ahead.

So in 2019, instead of getting overwhelmed by it all, get intentional and put together a reading plan.

Here are some questions to help you create your list:

Which particular books will help me the most right now?

What area of my business am I resisting due to lack of knowledge?

Are there any books that I should read again and implement better this time?

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FOCUS ON ONE THING

With the beginning of a new year, it’s exciting to launch into everything we want to do all at once to improve our lives and our businesses, but that’s a recipe for getting quite overwhelmed and discouraged before too long.

There is so much value in focusing on one thing at a time. It’s better to work on 12 habits or goals one at a time, month by month, and successfully achieve them all in a year, than it is to work on everything all at once and only be able to to finish 2 or 3 due to lack of focus.

4 cirlce

MOVE PAST AN OLD FEAR

One of the things we love most about a new year is the feeling of a fresh start that it brings. Use the momentum of starting fresh to face a fear and do something you were afraid to do in 2018.

5 circle

SET A 90 DAY MONEY GOAL

It’s so important to set your goals around money and map out your plans for how you’re going to achieve them. Money loves clarity and the more clear you are about how much you want your business to grow and how you’re going to make it happen, the more you can expect to see results!

First, identify how much money you want to make in your business over the next 90 days. Working from the framework of a 90 day goal is particularly effective because it’s not too long or too short when it comes to achieving something amazing, so don’t be afraid to dream a little bit out of your comfort zone.

Next, map out what that looks like in terms of clients and sales. How many clients would you need in order to hit that goal? How many sales per month, per week, per day? By honing in on these numbers, you’ll be able to set your daily, weekly, and monthly goals with clarity and ease. Best of all, you’ll be able to focus on taking action and making it happen. 🙂

SAVING VERSES INVESTING

Now I am no Financial expert, but I do know one thing, most of us want financial security, most of us would like more money, most of us with any money wants to increase it, and the internet is riff with the good bad and ugly tips, advice and dangers about letting go of your hard earned cash.

article by Diane Shawe

I am a business entrepreneur, out there it is hard to raise small and proper investment that is not going to cripple your business or if your time sensitive and need to make critical investments that will impact the growth of your business, jumping through months of investigative hoops by funding administrator (who are important) could loose you that business opportunity.

So I started to check out alternate and then looked at the savers out there and shook my head at the very low returns they received from there banks savings.

I also saw the levels of complaints from some of them who lost thousands from these online trading platforms.

So here’s what I found and suggest: In vest in local small businesses here’s why:

What’s the difference between saving and investing?

Saving – is putting money aside, bit by bit. You usually save up to pay for something specific, like a holiday, a deposit on a home, or to cover any emergencies that might crop up, like a broken boiler. Saving usually means putting your money into cash products, such as a savings account in a bank or building society.

Because of persistent low interest rates anyone looking for decent Returns that are also safe has had a tough time for several years most of the best saving accounts for instance don’t even top 1.5% annual yield.

Investing – is taking some of your money and trying to make it grow by buying things you think will increase in value. For example, you might invest in stocks, property, businesses or shares in a fund.

What is Peer to Peer Investing

What is peer to peer investing it is a practice of investing money in notes issued by Borrowers who are requesting a loan without going through the traditional financial intermediaries and who are known to the Investor there is an individual investor and an individual borrower.

The key characteristics of peer to peer lending are it is conducted for profits so there is no necessary common Bond or prior relationship between lender and borrower 3 into mediation takes place by peer to peer lending company for transaction takes place online or in-person 5 lenders may choose which borrow to invest in the loans are unsecured and not protected by government insurance The loans are securities that can be sold to other lenders.

We have seen the growth of online Crowd funding platforms they are great for the long term business startup planner but ineffective for established businesses that need investment to move on a business opportunity.

What is Fixed Income Investment

So what are the benefits of fixed interest investment in addition to the benefits of capital appreciation fixed income securities provide investors with a steady stream of income generated from a portfolio balance.

Most people have done this by property investment but often find that they are investing more of their own money than

Creating a consistent cash inflow to the Investor.

One advantage of investing in fixed income securities is the peace of mind that comes from the stable portfolio balance and capital preservation by definition fixed income securities are required to repay the original amount of the Investment known as the principal balance in full at a specific date in the future or in increments spread over the duration of the investment.

Example: Principle Investment 12 months £1000

Quarterly income £100×4=£400 Return of principle investment £1000 Guaranteed Ethical Growth of funds in one year £1400

Fixed income is a type of investment in which real return rates or periodical income is received at regular intervals and at reasonable predictable levels fixed income investment can be used to diversify one’s portfolio as they pose less risky than equity and derivative investments.

Best investment plans for fixed income further the recent tumbling of the economy has bought the attention of investors from equity orientated plans to fixed income plans especially for those who are on the verge of retirement or those wanting a better return on their money than what the banks are offering. Simply put fixed income plans use regular Returns in the form of fixed income.